The longer explanations behind the rankings β what the pricing models actually cost you, what the security record looks like, and what the law now requires.
How we handle our own accounts on these platforms β what we never type, what we set up before signing up, and why we treat the whole category as leaky by default.
- βWe assume anything typed into one of these could be read by someone else one day
- βA dedicated email address is the single most useful thing we do, and it costs nothing
Why the advertised price is rarely the real one: token systems, hard caps, annual-only discounts, and how to work out your true monthly cost before subscribing.
- βAlmost every headline price assumes annual billing; monthly typically costs 40β100% more
- βToken systems mean your subscription buys access, not usage β generation is billed on top
Context windows versus retrieval-based memory, why most companions lose track of you within a fortnight, and what the platforms that get it right are doing differently.
- βA context window is finite β when a conversation exceeds it, older material is simply dropped
- βPlatforms with a separate long-term memory store retrieve by relevance rather than recency
What we'd tell someone signing up for the first time: the one decision that matters, the mistake almost everyone makes, and how to spend the least money finding out what you actually like.
- βPick the one thing you care most about and optimise for it β nothing here is good at everything
- βThe common expensive mistake is buying a chat platform for its bundled image generation